Blog by Jeanne Anderson

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What's going on?

It used to be it was easy to get a mortgage loan from almost any lender.  Now, the whole industry is turned upside down.  The new rules coming down from the regulatory agency are making it harder for lenders to lend, more cumbersome for buyers going through the process, and more expensive too. 

So, what's going on?  The new rules are being put in place to protect consumers from the problems that occurred years ago.  All that is generally good, but it seems to be made worse because of the already slow real estate market.  I don't have any suggestions on how to make it any better, other than to work with a really good lender that understands the new rules well and will take the time to make it as easy as possible for you.

My favorite lender is Dennis Ritter.  You can contact him at